What's covered by a Protect Lite warranty

It covers you for Listed Parts agreement for certain components of the vehicle.

Details of what's included in this policy are summarised below & detailed in the policy document.

Item What's covered What's not covered
Components
Included Listed Parts agreement
Not Included
Air conditioning
Included Air conditioning and air conditioning pump (if factory fitted).
Not Included
Additional miscellaneous parts or cover
Included Antifreeze or other fluids, or replacement of the oil filter up to
£50 inc. VAT, where an authorised repair requires it.
Not Included
Automatic gearbox
Included Internal components only such as oil pump, shafts, clutches, brake bands, bearings, governors, servos, torque converter, drive plate, valve block, modulator valve, speedometer drive.
Not Included
Brakes
Included Master cylinder, wheel cylinders, brake calipers, servo, brake pumps, brake limiter valve, ABS computer / pumps.
Not Included Seizure and electric motors
Camshaft timing belt
Included Providing there is proof that the manufacturer's replacement recommendations have been complied with and they are free from oil contamination.
Not Included
Casings
Included Casings in the event of a covered item causing damage to it.
Not Included
Clutch
Included Centre plate for oil contamination, pressure plate, thrust bearing, fork, master and slave cylinder.
Not Included
Cooling system
Included Water pump, head gasket, thermostat, heater matrix, electric fan motor, viscous fan coupling, radiator.
Not Included
Drive system (front & rear)
Included Crown wheel & pinion, bearings, planet gears, bevel gears, drive shafts, constant velocity joints, 4-wheel drive units.
Not Included
Electrics
Included Starter / solenoid, alternator, ignition coil, distributor, ECU (engine only), front and rear windscreen wiper motors, heater fan motor, indicator relay, electric window motor, sun roof motor, centralised locking solenoids, cruise control actuator and control unit only.
Not Included
Engine
Included Internal valve assembly components, inlet and exhaust valves, valve guides and springs, cylinder head, stretched head bolts, push rods, camshaft and camfollowers, timing chains and timing chain tensioner, oil pump, pistons and rings, cylinder bores, gudgeon pins, con rods and bearings, crankshaft and bearings, flywheel and ring gear, distributor drive.
Not Included Burnt valves
Fuel system (petrol / diesel)
Included Mechanical / electrical fuel pump, air flow meter, EGR valve, idle control valve.
Not Included
Hybrid and electric vehicles
Included Manufacturer supplied and fitted power generation and transmission components.
Not Included Batteries, electrical connectors, wiring and disposal of waste.
Manual gearbox and transfer box
Included Internal components only such as gears, shafts, synchromesh hubs, selectors, bearings, speedometer drive, overdrive units (where fitted), solenoid.
Not Included Gear cables linkages and electronic actuators.
Propshaft universal joints and bearings.
Included
Not Included
Steering power
Included Hydraulic/electric power rack, hydraulic/electric motor pump, steering box, steering idler, steering column, pressure pipes.
Not Included Leaks, electric locks and ECU
Suspension
Included Shock absorbers, coil springs, upper and lower wishbones, ball joints, swivel joints, McPherson struts, suspension arms, antiroll bar,
self-levelling units, reservoir pump, regulator valves, displacer, hydropneumatics system.
Not Included Leaks and bushes.
Turbo / Supercharger (factory fitted)
Included
Not Included
Wheel bearings (front and rear)
Included
Not Included
Vehicle Hire
Included In the event of an authorised claim where the repair time exceeds 8 business hours or remains at the repairer overnight, you may hire a car. Car hire is capped to a maximum of £50 per day up to a maximum of 7 days from when repairs begin. Costs are inclusive of VAT, but excludes fuel and insurance. All car hire must be authorised before the start of the hire period, and will form part of the claim limit.
Not Included
Mechanical and Electrical breakdown cover in Europe
Included Your cover is extended to your vehicle when used within Europe for a period that does not exceed 30 days per year. In the event of a mechanical or electrical breakdown in Europe, you must comply with the claims procedure outlined in this document. In the event of a claim, reimbursement will be based on the GBP exchange rates on the date that the claim is agreed.
Not Included
Overnight accommodation and rail fare
Included Hotel expenses or return rail fare will be reimbursed up to a maximum of £60 per night (including VAT). This is providing that the vehicle is rendered immobile due to a claim under the terms of the policy. Receipts will be required in the event of a claim. Drinks and meals are specifically excluded.
Not Included
Vehicle recovery
Included In the event of a claim, tow-in charges up to £50 including VAT will form part of the claim limit.
Not Included

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General enquiries

Monday - Friday 8:30am - 5:30pm

0203 797 9201
customerservices@myaawarranty.co.uk

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Saturday 9:00am - 1:00pm

0304 522 4544
aaclaims@opteven.com

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AA Warranty, is a trademark of AA Group of Companies and is used with its permissions under licence to Opteven Insured UK Ltd (Opteven) and Opteven Services UK Ltd. Opteven is registered in England (registration number 04801804) and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 311375. Opteven Services UK Ltd Registered office: Oxford House, Oxford Road, Thame, Oxfordshire, England, OX9 2AH. Registered in England number 10843451. Calls may be monitored and recorded.