What's covered by a Protect Essential warranty
It covers you for almost all of the original mechanical & electrical components of the vehicle.
Details of what's included & excluded from this policy are summarised below, & detailed in the policy document.
| Item | What's covered | What's not covered |
|---|---|---|
| Components |
Almost all of the original mechanical and electrical components faults up
to
current market value.
|
|
| Additional miscellaneous parts or cover |
-
|
Diesel particulate filter/catalytic converter, water ingress, external oil
or
fluid leaks, corrosion, overheating damage & any machining or skimming to
cylinder head.
|
| Air conditioning |
Air conditioning (factory fitted).
|
|
| Batteries |
|
Any form of battery
|
| Brake system |
|
Brake disc, brake drums, brake friction material, seized brake
calipers.
|
| Camshaft timing belt |
Camshaft timing belt - providing there is proof that the manufacturer's
replacement recommendations have been complied with and it's free from oil
contamination.
|
Oil contamination
|
| Casings |
Casings in the event of a covered item causing damage to it.
|
|
| Diagnosis |
Diagnosis once a claim has been agreed.
|
|
| Electrical system |
|
Batteries, wiring looms, terminals and connections, heater elements
including
heated seats, head up display, tracker systems, all light units.
|
| Engine |
Turbo/supercharger engine parts (factory fitted).
|
Diesel particulate filters, Carbon build up, catalytic converter, cracked
blocks, exhaust system, exhaust manifold, incorrect fuel (or any damage
caused
as a result), clearing of fuel lines, gaskets (except head gasket), any
sealing
material or compound, core plugs, glow plugs, injectors.
|
| Gearbox |
Manual gearbox, automatic gearbox and semi-automatic gearbox.
|
Clutch friction material
|
| Hybrid and electrical vehicles |
Hybrid and electric vehicles - manufacturer supplied and fitted power
generation and transmission components.
|
Electrical connectors, wiring, batteries and the disposal of chemical
waste
resulting from a claim.
|
| In-vehicle entertainment / sat nav |
In-vehicle entertainment / sat nav up to £500 including VAT.
|
Non-factory fitted systems and software updates.
|
| Keys |
Remote key fobs/key cards covered for electrical failure up to
£200 (inc. VAT). |
Key blades
|
| Parts |
Parts replaced as pairs - coil springs, shock absorbers.
|
|
| Serviceable items |
|
Software, software updates and/or adjustments (excluding those which are
required to complete a repair), air conditioning recharging (covered if part
of
the repair), hoses and pipes, perishable rubber items, hardware e.g. bolts
and
fixings and any other serviceable items that requires routine change or
maintenance.
|
| Vehicle trim and body work |
|
Chassis, bodywork, locks, interior and exterior trim, glass, panoramic
sunroof, fabric roofs, tyres, alloy or steel wheels, fuel tanks, air
bags.
|
| Wear and tear |
|
Any form of wear and tear.
|
| Working materials |
Working materials - the replacement or topping up of oils, antifreeze or
other
fluids, or replacement of the oil filter.
|
|
| Vehicle hire |
In the event of a valid claim and provided that the repair time is in
excess
of 8 business hours, a maximum of £50 per day inclusive of VAT
(excluding
fuel and insurance) may be claimed for up to a maximum of 7 days (related to
the
actual repair times from the time repairs commence). All vehicle hire must
be
authorised prior to the start of the hire period.
|
|
| Mechanical and electrical breakdown cover in Europe |
Extended cover to your vehicle when used within Europe for a period not
exceeding 30 days per year. In the event of a mechanical breakdown in
Europe,
you must comply with the claims procedure. In the event of a claim,
reimbursement will be based on the GBP Sterling exchange rates prevailing on
the
date that the claim is agreed.
|
|
| Overnight accommodation and rail fare |
Hotel expenses or return rail fare will be reimbursed up to a maximum of
£60 per night or per journey (including VAT) up to a maximum of 7 days
from when the repairs begin. This is providing that the vehicle is rendered
immobile due to a claim under the terms of the policy. Receipts will be
required
in the event of a claim. Drinks and meals are specifically excluded.
|
|
| Vehicle recovery |
In the event of a claim, tow-in charges up to £50 including VAT will
form part of the claim limit.
|
|
Want to understand more?
A warranty protects your vehicle by covering the cost of repairs from mechanical or electrical failure.
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Free breakdown cover
Purchase our warranty and you'll be eligible for free Basic Breakdown Cover if the vehicle you own is being used for personal use only.
We have exclusive offers on upgrades to a higher level of cover, for new and existing AA Members. T&Cs apply
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